Lending & Financing
Andre acts for borrowers, guarantors, private lenders, mortgage lenders and businesses on secured lending and financing matters.
Matters Andre handles
- Private mortgage loans and commercial mortgage financing
- Bridge loans and construction loans
- Term sheets and commitment letters
- Loan agreements, guarantees and indemnities
- General security agreements and PPSA registrations
- Security over receivables, equipment, inventory, shares and other assets
- Postponements, priorities and intercreditor arrangements
- Mortgage amendments, extensions and discharge issues
- Refinancing existing debt
- Multi-lender, multi-borrower and multi-property structures
- Vendor take-back financing and acquisition financing
Common questions
Should I get legal advice before signing a lender commitment?
Yes. Commitment letters can contain significant pricing, security, guarantee, covenant and default terms. Reviewing them before signing can preserve negotiating options.
I am making a private mortgage loan. What legal protection should be documented?
The documents may include a mortgage, guarantee, general security agreement, PPSA registrations and other protections depending on the borrower, collateral and transaction.
Andre Nayvelt, J.D. | Corporate Commercial Lawyer 